Facing a debt collection lawsuit? You have only 14–30 days to file an Answer. SoloSuit generates your legal response in minutes, with optional attorney review and court filing. Don't risk a default judgment.
SoloSuit provides a complete toolkit for dealing with debt collectors — from filing your Answer to settling your debt for less.
Generate a professional legal Answer to your debt collection lawsuit in about 15 minutes. Guided questions make it simple, and optional attorney review ensures everything is correct before filing.
Settle your debt for less than you owe. SoloSettle negotiates with creditors on your behalf — debts settle for 71% of face value on average. You only pay a 19% fee when a deal is reached.
Force your lawsuit out of court if your credit agreement has an arbitration clause. This makes it more expensive for collectors, often leading to dropped cases.
Make debt collectors prove you owe the debt. Our letter template forces them to verify the debt or stop contacting you, leveraging your rights under the FDCPA.
Get unlimited answers to your legal and financial questions with our AI, built on ChatGPT and trained to pass the Bar and CPA exams — completely free.
Premium packages include review by a licensed debt-collection attorney and full court filing. We handle everything — printing, mailing, and fee calculation.
Respond to a debt lawsuit in about 15 minutes with our guided platform.
Tell us about your lawsuit by answering a few simple questions on our secure web app — just like TurboTax for legal debt responses.
For Premium plans, a licensed debt-collection attorney reviews your Answer to ensure it's complete and accurate before filing.
SoloSuit calculates court filing fees, prints your documents, and files them with the court and creditor. You get status updates at every step.
More likely to win your case vs. ignoring the lawsuit
Success rate — many collectors drop cases after receiving a SoloSuit Answer
Average debt settlement rate through SoloSettle
Average time to generate a complete legal Answer
"I was able to file my court response for a debt collection lawsuit easily using SoloSuit. I have no experience with the legal system, so this really took a huge weight off my shoulders! The whole process was so easy and seamless and only cost me $29!"
"Through their program, I was able to respond to the suit as well as file a motion to compel arbitration which in turn resulted in the case being dismissed without prejudice in my favor!! I couldn't believe the court system has finally worked for this underdog!!"
"Quick, efficient service that delivered exactly what they promised. Harassment stopped, affordable payment set up, and I'm finally seeing the end of years of debt. The peace of mind is invaluable."
"It took absolutely no time to ask the right questions and find the right forms. Everything was one click away and all you had to do was read the paperwork to fill in the corresponding information needed."
"I can't express how helpful Solo has been to my financial freedom. It is an amazing service with kind and compassionate servicers."
"This was exactly what I needed in order to be able to defend myself and submit a proper answer and appearance to my small claims case. Happy to have found this tool."
Every day without a response brings you closer to a default judgment. SoloSuit helps you respond in just 15 minutes.
⚡ Start Your Free Answer Now ⚡SoloSuit is a web-based platform that helps you respond to a debt collection lawsuit by generating a legal Answer document. You answer a few simple questions about your case, and SoloSuit creates a customized Answer that you can file with the court. For premium packages, an attorney reviews your document before filing.
SoloSuit offers a free version that lets you create a basic Answer document. The Standard plan (starting at $97) includes document creation, filing fee calculation, PDF download, and court filing. The Premium plan (starting at $247) adds attorney review and faster processing. Both plans cost thousands less than hiring a traditional attorney.
Yes, through SoloSettle, you can negotiate a debt settlement directly with your creditor online. SoloSettle charges a fee of up to 19% of the face value of the debt, only if a settlement is reached. On average, debts settle for 71% of their face value.
You typically have 14 to 30 days from the date you receive the Complaint and Summons to file an Answer with the court. The exact deadline depends on your state's rules. SoloSuit helps you meet this deadline quickly, often in as little as 15 minutes.
No, SoloSuit is not a law firm. It is a self-help legal automation platform. While Premium packages include attorney review, SoloSuit does not provide legal advice or representation. The platform is designed to help you prepare legal documents yourself.
SoloSuit also offers SoloSettle (debt settlement negotiation), a Motion to Compel Arbitration (to force cases out of court), Debt Validation Letters (to make collectors prove you owe the debt), and Ask Solo (a free AI legal assistant built on ChatGPT).
If you ignore a debt collection lawsuit, the court will likely issue a default judgment against you. This means you automatically lose the case and the collector can garnish your wages, levy your bank account, or place a lien on your property. Responding with SoloSuit prevents this.
Join over 368,000 Americans who have used SoloSuit to respond to debt lawsuits, settle debts, and regain financial freedom. The clock is ticking — respond in 15 minutes or less.
🚀 Begin Your Free Answer Now 🚀No credit card required to start. Premium features available if needed.